Australia is internationally known for its high quality education as well as research excellence. Because the governments keeps a tight control on the working of both the universities and vocational institutes, a high standard of education delivery is able to be maintained. The government also ensures code of conduct to be followed in educational institutions that is conducive to international students and their parents who send them overseas. Australia provides a friendly, culturally rich, sophisticates as well as being a safe environment to study in.

 Why study in Australia?

With only the US and UK ahead of it, Australia has the third largest number of international students studying there. For many students from all over the world, Australia is their first choice of English-speaking study destination. This is because Australian qualifications are world recognized and often lead to good job positions. The study costs are also comparable to the US & UK.

 Recognition of Australian Qualifications

Australian qualifications are globally recognized both in terms of as a base for pursuing higher education as well as securing jobs. This is thanks to the Australian Qualifications Framework (AQF) which is a national system of learning pathways recognized throughout Australia and the world.

 My Country Enrollment Statistics?

To date Australia has students coming in from around 190 countries, of which India is one. The number of students from each country varies every year, so it is best to check the latest statistics on net.

Failing to meet the entry requirements

If for any reason a student does not meet the requirements, s/he can try for a foundation or pre-sessional course. Such courses ranging from a few weeks to several months may be attended before the course of choice. These courses may be taken to plug profile gaps towards admission requirements for English, Bachelors and even some Masters courses. Every institution has its own set of pre-sessional courses so these must be checked with individual universities or on their websites.

 Entry Requirements

The two main requirements for admission are: 1) Demonstration of English proficiency – prescribed level of IELTS score 2) Previous, recognized academic study in one’s own country – high school for a proposed Bachelors’ course and Bachelors’ for a proposed Masters’.

 English Language Proficiency

The IELTS test is conducted several times a month by IDP-Australia and British Council in the major cities of each country. The Australian Dept of Immigration only IELTS as proof of English proficiency while granting student visas.


  • Undergraduate courses require the overseas equivalent of Australian high school matriculation, such as three passes at GCE A Levels in appropriate subjects. Some courses may also have certain pre-requisite subjects
  • Postgraduate Entry to postgraduate courses requires satisfactory completion of a first degree at undergraduate level. Proven research ability or relevant work experience may also be taken into consideration
  • Vocational Education and Training usually there are no other entrance exams to VET institutions. But some courses may have certain pre-requisite subjects or demonstrated work experience.

 If you do not meet the entry requirements

If a student does not get the required score in the English tests, repeat attempts may be made to better it. If however, that is not possible, the student may go for pre-course English sessions of various durations that precede the start of the main course of study and have several intake dates throughout the year. For those who do not quite meet the academic level required, Foundation courses or pre-Masters conducted by many of the institutions may be the solution.
The majority of international students are full-fee paying students. However, a student can for several scholarships that are available. These are offered by a number of organizations besides the Australian Government and educational institutions. With some exceptions, most are open to International students and cover a large number of courses or study areas. Australia Awards are those offered by the Australian government. International and charitable institutions also offer scholarships but these have to be applied for when on home ground itself. Many of these may have deadlines.

 Australian University Scholarships

Most scholarships offered by the Australian Universities are for post graduate courses, especially the research Masters and PhDs. The extent of funding may vary depending on the fund allotment to the various study projects by the concerned university. Hence it is best to liaise with the university itself.

 Other Funding Sources

Besides the above, students may also look to apply for funding through the Association of Commonwealth Universities. The website is able to provide details of funding offered by various Commonwealth country governments, Rotary International, World Bank, WHO etc. Another option is through loans. Many banks send money to students under various schemes to study at approved universities abroad. For More Details Please Click On The Following Link Association of Commonwealth Universities website
At least 7 Australian universities have been included in the top 200 of the Times Education World Universities Rankings. However, there is no official ranking system of Australian education institutions. The Australian Universities, Self-accrediting providers as well as agencies are responsible to the Central or Territorial Governing bodies to deliver high quality education. Since these institutions come under the Australian Qualification Framework and are regularly audited by the independent body Australian University Quality Agency, the quality of education imparted is duly monitored. Hence studying in Australia is truly enriching in terms of qualifications gained.
Every university has a support cell for international students whose primary responsibility is to ensure smooth transition and settling of the student in the foreign environment. Help is available in the form of not just holding the registration orientation week, but also in addressing academic and administrative grievances, assistance in case of disability or medical condition etc Student welfare is a very important issue with Australian Universities. Other areas are which support is available are:
  • Language tuition
  • International student advisers
  • Application and visa-processing assistance
  • Arrival reception and orientation programmes
  • Health, counselling, accommodation and employment service
For More Details Please Click On The Following Link: –
Australia’s national Vocational Education and Training system also known as Technical and Vocational Education (VET), has been in existence since the mid 1800’s but was restricted to only a certain skilled population. It was only in the mid 1960’s that it went through radical changes to suit present industry requirements. Its aim is to achieve consistency in the way providers maintain standards. Closely working with the industry, the VET keeps tabs on approved courses delivered by various public institutions called TAFE as well as private ones. Several skills are highly valued and the VET programmes catering to these sectors are very popular. Computing, business studies, marketing, tourism are some examples. VET approved course graduates find employment or go for higher education qualifications because of the relevance of their skills and being recognized nationwide. For More Details Please Click On The Following Link:  
BachelorGraduate Certificate
Graduate Diploma
Masters (eg. MBA)
The following qualifications are available at Australian universities and approved higher education providers
Bachelor DegreeMinimum 3 Years
Bachelor Degree (Honours)Graduate Diploma
The Bachelor degree is the fundamental university qualification and is the basic qualification for entry to the professions. Some professions may require additional vocational qualifications as a condition of entry. Study involves acquiring a systematic and coherent body of knowledge, its underlying principles and concepts, and associated problem-solving techniques. The student develops the academic skills and attitudes to comprehend and evaluate new information, concepts and evidence from a wide range of sources. Also developed is the ability to review, consolidate, extend and apply the knowledge and techniques learnt. Study usually involves major studies in an area where significant literature is available. Course content is to a significant depth and progressively developed to a high level, preparing students for further post-graduate study if desired. A Bachelor Degree with honours takes an additional year after a Bachelor Degree. Honours may also be granted where outstanding achievement is recorded in a Bachelor Degree course of four or more years.
Graduate Certificates6 Months
The Graduate Certificate typically involves broadening individual skills already gained in an undergraduate program, or developing vocational knowledge and skills in a new professional area.
Graduate Diplomas12 Months (1 Year)
The Graduate Diploma either broadens individual skills obtained in an undergraduate program or develops vocational knowledge and skills in a new professional area. This qualification can also be described as further specialization within a systematic and coherent body of knowledge
Masters Degree1 – 2 Years
The Masters Degree involves enhancing specific professional or vocational skills. The Masters Degree is typically gained by research or coursework or a combination. Study involves acquiring in-depth understanding of a specific area of knowledge usually by independent research. A Masters Degree takes either one year after a Bachelor Degree with honours or two years after a Bachelor Degree.
Doctoral DegreeTypically 3 Years
The Doctoral Degree is the highest award offered by Australian universities. Although it is a research degree, some programs may have a course work component. There are three components to a Doctoral Degree:
  • A searching review of the literature, experimentation or other systemic approach to a body of knowledge
  • An original research project resulting in a significant contribution to knowledge and understanding and/or the application of knowledge within a discipline or field of study
  • A substantial and well-ordered thesis, demonstrating the relationship of the research to the broader framework of the discipline or field of study
Bank Loans are easily available for higher studies anywhere in the world. Loans should be preferably taken from a Nationalised Bank. The term & condition for educational loans may vary from Bank to Bank.


All Professional / Technical job oriented courses offered by reputed Universities.

 Loan Amount

Maximum Rs.20 Lakhs.


  1. For Loans up to Rs.4 Lakhs, no collateral security is required.
  2. For Loans above Rs.4 Lakhs & Upto Rs. 7.50 Lakhs Collateral Security in the form of satisfactory Third Party Guarantee.
  3. For Loans above Rs.7.50 Lakhs Collateral Security is required.


Course period + one year or 6 months after getting a job, whichever is earlier. The loan is to be repaid in 5-7 years after commencement of repayment.

 Rate of Interest

Upto Rs. 4 Lakhs-PLR
Above Rs. 4 Lakhs-PLR + 1%*

 Documents Required

  • Loan application
  • Admission Letter from College/University
  • Academic documents of the student
  • Photograph, Residence proof of borrower and guarantor
  • Covering letter stating sources of owned funds
  • Fee receipts or proof of payments made
  • Title Deeds of the ownership property to be mortgaged as security
  • Copy of passport & Visa, if student is going abroad for higher education and related documents
  • Income proof of the applicant in the form of last 3 months salary slip/Certificate or copy of the last 3 years IT returns filed with computation details of personal assets & liabilities
  • Two guarantors with their latest salary Slip / certificate in case guarantor belongs to service class or latest income tax returns filed with the computation of income in case the guarantor is a businessman, professional or self-employed
Simple interest will be calculated during Repayment Holiday / Moratorium period.