Canada is a country blessed with unimaginable physical beauty. The Canadians are proud of their land and respect their natural environment. Stress is given on maintaining the incredible surroundings. Students coming to study here will not be disappointed with the beauty that surrounds them. Geographically though, Canada is diverse. It is endowed with mountains such as the famous Rockies, the largest coastline on earth, the Great Lakes and several natural forests that have been developed into National Parks. Canada’s cities are safe, modern, of a cosmopolitan culture and are unbelievable close to their natural habitat. Almost 25% of the world’s fresh water is in Canada. There are 4 seasons; they being more distinct in the regions close to the US border. Temperatures vary from as low as -deg C in winters to as high as 35 deg C at the height of summer. Spring and fall are more moderate. Culturally too, Canada is a vibrant country. There is much to see and do in the form of public festivals and events that are held by the local government as well as the local communities. World-class theater, music, restaurants, cultural and sporting events (including cricket) can be enjoyed here year-round. Being a bilingual country where the English and French languages are equally used, Canada has a uniqueness all its own. Canada was ranked for nine consecutive years by the United Nations to be among the top 3 countries in the world in which to live and study out of 174 countries. Also, the Human Development Index survey consistently ranked Canada number one for a variety of reasons including its excellent education systems, high quality health care, low incidence of crime and clean environment.
Education in Canada is governed by the Provincial and Territorial governments and hence is not an integrated national system. In line with its commitment to the education sector, Canada’s public education is free up to and including the level of secondary school in all provinces. Post secondary education is offered by Community Colleges and Universities. Education here may be public or private funded. However as the government aided education is provincially governed, there are fundamental differences in the education systems of the different Provinces. The standards of education are maintained by the Ministry of Education of each Province.

 The following are the types of Educational Institute in Canada:

  • Universities
  • University Colleges
  • Community Colleges
  • Language Schools

 Following are the brief details about general admission requirements:-


A minimum of 70% 12th grade; for Business and Computers program, Math’s in 11th and 12th is compulsory.


Bachelors in the same field that you wish to pursue Masters. It should be 4 years duration. A minimum of 70% in your undergraduate or Bachelors level of study. GRE and references (2-3) required only for some fields and for some institutions.


A master’s degree with a good academic record; GRE and references in some cases; previous research work, papers published etc. The total cost on an average is CDN$ 10,000 as tuition fee and CDN$10,000 as living expense per year which varies for different provinces and courses. There is no ranking of any of the institutes recognized by Govt. of Canada. For More Details Please Click On The Following Link: The Council of Ministers of Education, Canada

 The basic steps for applying abroad are:

  • Identifying universities and the course of your interest
  • Request universities for application forms
  • Taking various required tests
  • Arranging and preparing essays and recommendation letters
  • Completing and sending application forms along with required documents
  • Applying for VISA after obtaining I-20 from the college

 Selecting University

While selecting the right course and University keep in mind the following points –
  • Your academic grades (including achievements)
  • Test scores (GRE/GMAT/SAT/TOEFL/IELTS)
  • Your financial capacity
  • Major (Specialization) subjects that you are interested in
  • Term of entry (Fall/Summer/Spring)
  • The rank and reputation of the University
  • The student to faculty ratio of the college
  • The location of the school (Big city/Small town/Rural setup)
  • The climatic conditions (not to be stressed, unless you have health constraints)


A pre-application is a tentative list of schools that you would like to apply to. On the basis of your academic profile, your probable test scores and financial ability compile a list of universities to which you must send a letter requesting further information. At this stage, you can write to the selected 25-30 universities. You can directly request application materials from the universities. There are three ways to get application forms.
  • Requesting Application Forms via email
  • Requesting Application Forms via Air Mail
  • Downloading from the university website

 Documents Required For Admission

  • Completed Application form
  • Essay/s or writing sample
  • Statement of Purpose required for graduates and optional for undergraduates
  • Resume for MBA Students
  • Official score reports of SAT/TOEFL/GRE/GMAT to be sent by ETS
  • Letter from Bank stating – funds available for study
  • Affidavit of Financial Support i.e. letter signed from sponsor or parent
  • Transcripts and Mark sheets from College or University
  • Certificates of Extracurricular Activities

 Recommendation Letters

Letter of reference or recommendation letter plays a very important role in the admission process especially for Master’s and Doctoral courses. A recommendation letter is a signed statement from a person who knows you well professionally or has taught you in a subject that is related to the course you are applying to. It should list your positive and negative qualities, strengths and weaknesses, your character and integrity and other such information. The author or teacher must indicate his position, how long he/she has known the applicant and in what capacity. He/she should briefly discuss the need, importance and usefulness of the study the applicant proposes to undertake. Authors are usually asked to rank applicants in their letters of recommendation, which helps admission officers to interpret the academic credentials of foreign students. Students should obtain letters of recommendation (often on the prescribed forms sent by the institutions) from teachers who know them as a person as well as a student. You may like to request your author to give concrete examples that may show your qualities and help your case.

 Essays / Statement of Purpose

The personal essays, and/or statement of purpose, also play a very important role in the process of evaluating your application for both admission as well as financial aid because it gives the faculty, assessing your application, information about you as an individual. For MBA candidates this is probably the most important criterion. In the statement of purpose, which must be concise, the student must define his or her academic goals, and/or research plans. It should include justification for choosing the academic program and specialization, and for selecting the particular college as well as the advantages and benefit of studying that particular course.
The first step to be able to study at a recognized Canadian education Institution is to be accepted by that institution – this is usually in the form of a Offer Letter. Once a student has determined what course to study and at which universities, s/he must contact the registrar’s office at each of these universities and obtain an application form for a Bachelor’s or Professional degree. For; Post Graduate Studies (aka Graduate Studies), s/he must contact the dean of graduate studies at the universities that interest her/him. It is important to apply early.

 When to apply:

Many universities have deadlines for application submission and this must be kept in mind while applying. In general, though, an international students would be required to apply around 8-9 or even 12 months before the start of classes (intake). Semesters typically start in September (fall or autumn) and in January (winter). However, some institutions have May intakes or even ‘rolling admissions’ (especially for higher education such as PhD) when students are admitted throughout the year depending on availability of the advisor or guide. Calendars with course descriptions, admission requirements and procedures, costs and scholarships are available from the registrar at each university. Engineering, optometry, medicine, veterinary medicine, law, and dentistry are fields where the first professional degree is considered an undergraduate program. Limited seats are available contingent on your academic merit. International students must have obtained very high percentage of marks for such courses, and some would even require the student to have completed at least two years of undergraduate study in specific subjects before embarking on the professional course. Entrance exams specific to the professional courses (such as DAT for Dentistry) too may be required to be given by the student.
This listing provides a general outline of requirements for students interested in applying to a university undergraduate program in Canada. There are a wide variety of programs to choose from at this level. Please note that specific requirements for institutions will vary and students are encouraged to check directly with the institution(s) they are interested in for specific admissions requirements.
  • Successful completion of the equivalent of a Canadian secondary school academic program with strong marks.
  • Proof of strong proficiency in English (or French if studies in French). Students may be required to provide proof of language proficiency by way of a language proficiency test (For example TOEFLIELTS).
  • Generally, Francophone universities require international students to complete their own test of French proficiency.
  • Some institutions have other forms of English or French language assessment; they may offer their own language proficiency test or, may admit students to academic programs on the basis of having successfully completed that institution’s language program.
This listing provides a general outline of requirements for students interested in applying to a university graduate program in Canada. There are a wide variety of programs to choose from at this level. Please note that specific requirements for institutions will vary and students are encouraged to check directly with the institution(s) they are interested in for specific admissions requirements.
This listing provides a general outline of admissions requirements for students interested in applying to an engineering program in Canada. Program length for engineering is typically four years of full-time study.


Successful completion of the equivalent of a Canadian secondary school academic program with strong marks.Although some institutions may request above 70% or B average for their academic admission requirement, many engineering programs are highly competitive thus making the standard for entry requirements quite high, above 80% or A average at some institutions. Admission officers are looking for students with exceptionally strong marks in mathematics, chemistry and English.


Strong proficiency in English (or French if studies in French). A TOEFL (iBT) is required for most institutions, minimum score required is 90. Many institutions accept equivalent tests such as IELTS.
This listing provides a general outline of admissions requirements for students interested in applying to a graduate management program in Canada. Program length for an MBA is typically two years of full-time study however, there are other options available such as the part-time MBA, fast track MBA and learning through distance education that can reduce or increase the length of the program. Please note that specific requirements for institutions will vary and students are encouraged to check directly with the institution(s) they are interested in for specific admissions requirements.


  • Minimum G.P.A. of 3.0 out of a possible 4.0, a B average, or no lower than 70%
  • Graduate Management Admission Test (GMAT) minimum score required ranges from 500-600


Strong proficiency in English (or French if studies in French). A TOEFL is required for most institutions, minimum score required is 90. Many institutions accept equivalent tests such as IELTS.


  • Previous work experience. Two years work experience is the norm, although some institutions will accept applicants with one year of work experience
  • Letters of reference
  • Personal essays
  • Résumés
  • Interviews
  • Admissions representatives are looking for students who:
    Demonstrate skills such as motivation, maturity and leadership;
    Have past accomplishments or experience at work or in campus and community activities;
    Have a strong academic background

 E.g. Law, Medicine, Dentistry etc.

  • Minimum G.P.A. of 3.5, a B average or no lower than 75%
  • Already successfully completed several years of undergraduate university study
  • Specific course prerequisites may be required
  • Standardized tests such as the Law School Admission Test (LSAT) or Dentistry Admission Test (DAT) (Possible link or banner advertisement).
Note: Requirements for University Colleges are similar to university and community college requirements. Please see General Requirements for University College studies section. Some community colleges also offer university transfer programs, which means students intending to acquire a degree at a university can complete their first two years of study at a community college or university college and earn credits towards a university degree program. Completion of a university transfer program does not mean automatic admission to a university program. Students must also meet university admission requirements.
The first degree is the undergraduate “Bachelor’s Degree” that usually spans three to four years if studied full time. Honor’s degrees have a high level of concentration of study in the subject being undertaken, and are usually fore-runners for admission into graduate studies. “Graduate” studies or “Post Graduate” studies as we know them consist of the Master’s and PhD degrees. The taught Masters is usually a full time two year programme whilst the same by research as well as the PhD would take 3-5 years. Though a “Masters’ is required by most Canadian Universities for any admit into PhD, some may consider students having finished an Honours “Masters” degree on a case to case basis.
Bank Loans are easily available for higher studies anywhere in the world. Loans should be preferably taken from a Nationalised Bank. The term & condition for educational loans may vary from Bank to Bank.


All Professional / Technical job oriented courses offered by reputed Universities.

 Loan Amount

Maximum Rs.20 Lakhs.


  1. For Loans up to Rs.4 Lakhs, no collateral security is required.
  2. For Loans above Rs.4 Lakhs & Upto Rs. 7.50 Lakhs Collateral Security in the form of satisfactory Third Party Guarantee.
  3. For Loans above Rs.7.50 Lakhs Collateral Security is required.


Course period + one year or 6 months after getting a job, whichever is earlier. The loan is to be repaid in 5-7 years after commencement of repayment.

 Rate of Interest

Upto Rs. 4 Lakhs-PLR
Above Rs. 4 Lakhs-PLR + 1%*

 Documents Required

  • Loan application
  • Admission Letter from College/University
  • Academic documents of the student
  • Photograph, Residence proof of borrower and guarantor
  • Covering letter stating sources of owned funds
  • Fee receipts or proof of payments made
  • Title Deeds of the ownership property to be mortgaged as security
  • Copy of passport & Visa, if student is going abroad for higher education and related documents
  • Income proof of the applicant in the form of last 3 months salary slip/Certificate or copy of the last 3 years IT returns filed with computation details of personal assets & liabilities
  • Two guarantors with their latest salary Slip / certificate in case guarantor belongs to service class or latest income tax returns filed with the computation of income in case the guarantor is a businessman, professional or self-employed
Simple interest will be calculated during Repayment Holiday / Moratorium period.
Scholarships in Canada are few in number and hence not easy to find. They rarely cover the full cost of tuition and are available only to international students with exceptional academic achievements. A list of available scholarships and how to apply may be found in the calendar of each institution. Application for scholarship must be made directly to the University along with the application for admission to the course one wants to study. Community and Career Colleges do not usually award scholarships nor do school boards or most private schools. There are a few independent organizations within Canada administer scholarships, but these are mostly for higher studies- graduate studies and even higher research oriented studies being undertaken by professors. Students must also scour their home country for scholarships, as often, one may not avail of funds kept aside by various organizations for students intending to study abroad because of sheer ignorance of their existence.
In Canada, a public health system care system covers visits to doctors and other medical procedures. Each Province has its own healthcare system. International students too can avail of this system at a nominal insurance premium. Health insurance has to be arranged for before arriving in Canada. Hence, quite often the Universities or colleges make it mandatory for international students to enroll in their health plan. The details of health insurance plans of a few provinces are given below as an indication for students:


The Alberta Health Care Insurance Plan (AHCIP) is available to International students with permission to reside and study in the province of Alberta for a minimum of 183 days in a 12 month period. Coverage starts on the first day of the third month following the date of entry into Alberta. Documents required to accompany the application are: Proof of Identity and proof of permission to reside and study for a minimum of one year. The insurance premium is paid monthly and ranges from approximately $34/- to $68/- per month per student.


British Columbia’s Medical Service Plan (MSP) must be applied for immediately on arrival into BC, if the student intends to stay for 6 months or more. There is a waiting period of approx. 3 months (remaining part of month of arrival + next two calendar months) before start of coverage. For the interim period, the student would have to take iMed a three month temporary policy until coverage of MSP starts. iMed is available for $120 for a 3 month period. MSP premium is $60.50 per month.


In Ontario, international students are not covered under the provincial health plan OHIP. So, the universities of Ontario have put together a mandatory health package – University Health Insurance Plan (UHIP) – for international students and their dependents. UHIP premium is $ 57 per month for member student. For More Details Please Click On The Following Link: